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Conclusions

Umberto Filotto ()
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Umberto Filotto: Tor Vergata University of Rome

Chapter 10 in The European Framework of Credit Intermediaries, 2026, pp 103-112 from Springer

Abstract: Abstract The concluding chapter reflects on the study’s findings, emphasizing the importance of credit intermediaries in facilitating access to credit and supporting market efficiency. It highlights the need for balanced regulatory frameworks that protect consumers while ensuring competitive and innovative market practices. The chapter discusses the implications of regulatory diversity for cross- border operations, the potential benefits of harmonization, and the continuing evolution of European and UK frameworks. Finally, it suggests areas for future research, including the impact of fintech considerations on credit distribution.

Keywords: conclusions; credit intermediation; consumer protection; regulation; harmonization; fintech; innovation (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-032-05942-0_10

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DOI: 10.1007/978-3-032-05942-0_10

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