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Financial Inclusion and Poverty: Micro-level Evidence from Nigeria

Sefa Awaworyi Churchill (), Ahmed Salim Nuhu () and Russell Smyth
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Sefa Awaworyi Churchill: RMIT University
Ahmed Salim Nuhu: Michigan State University

Chapter 2 in Moving from the Millennium to the Sustainable Development Goals, 2020, pp 11-36 from Springer

Abstract: Abstract In this chapter, the authors use data from the 2016 Financial Inclusion Insights (FII) program for Nigeria to present new evidence on the effects of financial inclusion on household poverty. The authors add to the discourse on the association between financial inclusion and poverty by examining alternative approaches to measuring both financial inclusion and poverty. The chapter demonstrates that an increase in multi-dimensional financial inclusion, reflecting access to banks, access to credit and access to insurance, is associated with a decline in poverty. Further analysis by the authors show that among the components of financial inclusion, access to a checking, savings or fixed deposit account is more important than access to credit and insurance in reducing poverty.

Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-15-1556-9_2

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DOI: 10.1007/978-981-15-1556-9_2

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