Marketplace Lending and its Development in Japan

Hatsuru Morita

Chapter Chapter 9 in Law and Practice of Crowdfunding and Peer-to-Peer Lending in Australia, China and Japan, 2022, pp 171-188 from Springer

Abstract: Abstract Chapter 9 provides that peer-to-peer (P2P) lending has become ever more popular and is now widely used in Australia and China. In contrast, P2P lending is not very common in Japan till recently. Following the birth and growth of P2P lending in the US, some Japanese financial technology (FinTech) startups commenced P2P lending services in Japan. However, Japanese P2P lending services differ from those in the US as they are customised to the needs of the Japanese market and legal regulation. Nonetheless, P2P lending services in Japan, including both the original US and revised Japanese version, have not yet grown as much as those in the US, Australia, and China.

Date: 2022
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DOI: 10.1007/978-981-19-3834-4_9

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