Gendered and Regional Impact of COVID-19 on the Government Transfer Income of Members of Self-Help Groups in India

Nishi Malhotra ()
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Nishi Malhotra: Indian Institute of Management

Chapter Chapter 18 in Pandemic Diaries, 2025, pp 333-346 from Springer

Abstract: Abstract Approximately 1.7 billion people are below the poverty line and they do not have access to collateral or collateral to access bank finance or credit. In this regard, social finance and transfer payments by the government play an extremely important role in promoting equality and ensuring the inclusion of the poorest of the poor within the financial system. During COVID-19 the plight of the poor people deteriorated manifold as they could not access the finance. In this regard, various schemes under which the direct benefit transfer were provided to the people at the bottom of the pyramid played an extremely important role in reducing poverty. This study aims to explore the impact of COVID-19, on the Government transfer income of the people. In this study, the theoretical lens of Dynamic Punctuated Equilibrium was used to provide transfer payments to the people at the bottom of the pyramid. It aims to study the regional and gendered effects of COVID-19 on the Government transfer income of the members of the self-help groups in India. The difference in different methods has been used for analysis. The study shows that rural regions have higher Government transfer income during COVID-19. However, there is no visible gendered impact of COVID-19 on the Government transfer income of the members of self-help groups in India. This study provided great insights to the policymakers and academicians about relevance of transfer payments, especially during crisis to providing financial aid and support to the people at bottom of the pyramid.

Keywords: COVID-19; Difference in difference; Government transfer income (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-96-5415-4_18

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DOI: 10.1007/978-981-96-5415-4_18

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