Organizational System of Financial Inclusion in China

Hongmei Zhu () and Wenting Zhang ()
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Hongmei Zhu: Beijing Academy of Social Sciences
Wenting Zhang: Research Institute of the People’s Bank of China

Chapter Chapter 4 in Financial Inclusion in China, 2023, pp 51-82 from Springer

Abstract: Abstract The financial inclusion service system in China has three features. The first is its multi-level nature: commercial financing, development financing, policy financing, and cooperative financing work together, but within their respective specifications. Dislocation development of national and regional financial institutions and financial markets; The second is diversification: banks, insurance companies, stock companies, micro-credit companies, financing guarantee companies, financial technology companies, other traditional financial institutions, and emerging business patterns are complementary. The third is broad coverage: entities extend their services to the most out-reached populations through multiple channels such as outlets, self-service machines, agents, and internet channels.

Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-99-5663-0_4

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DOI: 10.1007/978-981-99-5663-0_4

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