Regulation of Insurance

Peter Zweifel () and Roland Eisen ()
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Peter Zweifel: University of Zurich

Chapter 8 in Insurance Economics, 2012, pp 315-347 from Springer

Abstract: Abstract This chapter deals with a fact that has been largely neglected up to this point. The insurance industry is one of the most tightly regulated of the economy. The arguments proffered for justifying this regulation are reviewed in Sect. 8.1, which also introduces the distinction between two types of insurance regulation. Section 8.2 is devoted to three theories of regulation designed to explain the changing intensity of insurance regulation and some of its consequences. Empirical evidence regarding the effects of regulation on the industry and consumers is presented in Sect. 8.3. Finally, Sect. 8.4 is devoted to a discussion of recent trends in insurance regulation.

Keywords: European Union; Marginal Cost; Insurance Regulation; Insurance Industry; Insurance Company (search for similar items in EconPapers)
Date: 2012
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sptchp:978-3-642-20548-4_8

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DOI: 10.1007/978-3-642-20548-4_8

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