Banking development peculiarities: blockchain, artificial intelligence (AI) and cybersecurity issues

Gediminas Dubauskas () and Margarita Išoraitė ()
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Gediminas Dubauskas: Vilniaus kolegija / Higher Education Institution, Lithuania
Margarita Išoraitė: Vilniaus kolegija / Higher Education Institution, Lithuania

Entrepreneurship and Sustainability Issues, 2025, vol. 12, issue 3, 61-72

Abstract: The banking sector is seeing an epochal shift underpinned by the incessant march of technology, specifically financial technology. These innovations have dramatically improved operational efficiency and customer experience. That said, they have also opened up vast cybersecurity and compliance problems. This publication overlooks a methodical approach to the banking innovation trends that take shape over increasing frequency and provides one strong critical reflection on how many challenges traditional financial institutions face. Strategic adaptability is essential as a long-term, dynamic strategy consistent with the concepts of evolution through comprehensive analysis and synthesis.

Keywords: finance; innovations; AI banking; cybersecurity; financial technologies; blockchain; FinTech (search for similar items in EconPapers)
JEL-codes: B17 B27 F37 F38 (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:ssi:jouesi:v:12:y:2025:i:3:p:61-72

DOI: 10.9770/x7965543644

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