Can funding platforms’ self-initiated financial innovation improve credit availability? Evidence from China’s P2P market

Jinhong Jackson Mi and Hongfei Zhu ()

Applied Economics Letters, 2017, vol. 24, issue 6, 396-398

Abstract: In this article, we used loan transaction data from a Chinese Peer-to-Peer (P2P) platform and employed a Difference-In-Differences (DID) approach to detect the effect of a self-initiated financial innovation introduced via P2P borrowing and lending. We found that the self-initiated financial innovation improved the availability of credit.

Date: 2017
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DOI: 10.1080/13504851.2016.1197358

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