Microfinances in the banking houses of Rio de Janeiro in 1864

Carlos Eduardo Valencia Villa

Business History, 2020, vol. 62, issue 3, 509-535

Abstract: This article explores the case of banking houses in Rio de Janeiro in 1864. The aim is to describe the deposit structures of banking houses and thus to show the significant part made up of small balances, which, when totalled, reached quite impressive sums. Banking houses have been described in the historiography as satellite institutions of commercial banks. However, considering their magnitude, this characterisation does not seem entirely appropriate. Banking houses appear to be more similar to saving banks. Banking houses had a dual source of funds: on the one hand, banking institutions, and on the other, the general public.

Date: 2020
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DOI: 10.1080/00076791.2018.1454432

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