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Akim Verilerle Tuketici Kredileri

Defne Mutluer Kurul

CBT Research Notes in Economics from Research and Monetary Policy Department, Central Bank of the Republic of Turkey

Abstract: [TR] Akim kredi verileri, kredilerin donemsel dinamiklerini daha net ortaya koyabilmektedir. Bu dogrultuda, bu calismada 2007c1-2012c2 doneminde akim tuketici kredilerinin farkli ozellikleri incelenmistir. Calisma, yeni acilan tuketici kredilerinin toplam tuketimle olan iliskisi acisindan, akim tuketici kredilerin takip edilmesinin onemli oldugunu gostermektedir. [EN] Flow data on loans may have a potential to reflect the bank lending dynamics more clearly. In this respect, this study explores the different aspects of flow data on consumer loans in 2007q1-2012q2 period. The relationship between newly opened loans and total consumption suggests that flow data is worth to be exploited for a better assesment of the dynamics of economic activity.

Date: 2012
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