Ne Kadar Dusuk O Kadar Iyi: Tuketici Kredisi Payi ile Kisi Basina Milli Gelir Iliskisine Ulkeler Arasi Karsilastirmali Bir Bakis

Salih Zeki Atilgan and Yavuz Kilic

CBT Research Notes in Economics from Research and Monetary Policy Department, Central Bank of the Republic of Turkey

Abstract: [TR] Bu notta, ulkelerin tuketici ve ticari kredi kullandirim tercihleri ile kisi basi GSYIH gelisimi incelenmistir.Gelismis ve gelismekte olan 49 ulke verisi incelendiginde kisi basina dusen GSYIH ile tuketici kredisi payi arasinda negatif bir iliski gorulmektedir. Bir diger ifadeyle, kisi basina milli gelirin daha yuksek oldugu ulkelerde ticari kredilerin kredi kompozisyonunda daha fazla paya sahip oldugu tespiti ortaya koyulmustur.Bu noktada, son donemde ulkemizde uretim, yatirim, istihdam ve cari dengedeki iyilesmeyi hedeflikredilerle destekleyici yonde atilan politika adimlarinin orta vadede kisi basina milli gelirin surdurulebilirbir sekilde artmasina katki sunmasi beklenmektedir. [EN] In this note, the consumer and commercial loan disbursement preferences of countries and the development of their GDP per capita are examined. When observed with the data of 49 advanced and emerging economies, there is a negative relationship between GDP per capita and consumer loan share. in other words, it has been revealed that commercial loans have a higher compositional share in countries with higher per capita income. At this point, it is expected that policy steps taken in the last period to support production, investment, employment and current account balance in our country with targeted credit utilization will support the sustainable increase in per capita income in the medium term.

Date: 2023
References: Add references at CitEc
Citations:

Downloads: (external link)
https://www.tcmb.gov.tr/wps/wcm/connect/d23a0a33-6 ... 76e35332e6cb-oFG73ic (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:tcb:econot:2303

Access Statistics for this paper

More papers in CBT Research Notes in Economics from Research and Monetary Policy Department, Central Bank of the Republic of Turkey Contact information at EDIRC.
Bibliographic data for series maintained by () and ().