Tijorat banklari mijozlarining kreditdan samarali foydalanishining asosiy ko‘rsatkichlari

Saidjon Xayitov

GREEN ECONOMY AND DEVELOPMENT, 2024, vol. 2, issue 10

Abstract: Banklar paydo bo‘lgandan boshlab, ularning dastlabki sarmoyasi va kapitali darajasiga muhim masala sifatida e’tibor qaratilgan. 2008-yildan boshlangan jahon moliyaviyiqtisodiy inqirozi bank tizimining barqarorligini ta’minlashda ularning kapitallashuv darajasini oshirib borish eng muhim iqtisodiy masalalardan biri ekanligini yana bir bor isbotladi. Ushbu maqolada tijorat banklarining kapitallashuv darajasi, uning kredit samaradorligiga ta’siri va iste’molchi (mijozlarning) kreditdan samarali foydalanish ko‘rsatkichlari O‘zbekiston banklari misolida tahlil qilingan, va muammolarga muallif tomonidan yechim sifatida fikrlar ishlab chiqilgan. Bunda ATB “Agrobank” va Buyuk Britaniyaning HSBC Holdings bankining kredit stavkalari ma’lumotlaridan foydalanilgan.

Keywords: tijorat banklari; banklar kapitallashuvi; kredit stavkalari; tijorat banklari daromadlilik ko‘rsatkichlari; mijozning kredit layoqati. (search for similar items in EconPapers)
Date: 2024
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