Mikromoliya tashkilotlarida islom moliyaviy instrumentlarini joriy etishni takomillashtirish

O‘g‘ilshod Axmedova

GREEN ECONOMY AND DEVELOPMENT, 2024, vol. 2, issue 9

Abstract: Ushbu maqolada mikromoliya tashkilotlarida islom moliyaviy instrumentlarini joriy etishning dolzarbligi, afzalliklariva bu boradagi muammolar tahlil qilinadi. Islom moliyasi foizsiz (riba) moliyaviy vositalar orqali iqtisodiy adolatnita’minlaydi va bu jarayonda musharaka, mudaraba, murabaha kabi moliyaviy mexanizmlar qo‘llaniladi. Maqola islommoliyaviy tizimining kam ta’minlangan aholi uchun moliyaviy kamsitishni kamaytirishdagi ahamiyatini, ijtimoiy barqarorliknita’minlash imkoniyatlarini ko‘rsatadi. Shuningdek, huquqiy tartibga solish, malakali kadrlar yetishmovchiligi va texnologikrivojlanish kabi qiyinchiliklar ham ko‘rib chiqilgan. Mikromoliya sektorida islom moliyaviy xizmatlarini rivojlantirishva takomillashtirish bo‘yicha aniq tavsiyalar berilgan.

Keywords: islom moliyasi; mikromoliya tashkilotlari; musharaka; mudaraba; murabaha; qard hasan; foizsiz moliya; ijtimoiy barqarorlik; shariatga mos moliya; moliyaviy inkluziya; islomiy bank tizimi; risklarni taqsimlash; huquqiy tartibga solish; moliyaviy texnologiyalar (fintech). (search for similar items in EconPapers)
Date: 2024
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