DIVERSIFICATION STRATEGIES FOR MANAGING RISKS IN COMMERCIAL BANKS AND ENSURING FINANCIAL STABILITY THROUGH THEM

Abdusalamov Olimjon Eshmirzayevich

GREEN ECONOMY AND DEVELOPMENT, 2024, vol. 2

Abstract: This article analyzes the role of diversification strategies in managing risks and ensuring the financial stabilityof commercial banks. It examines the theoretical foundations, practical dimensions, and empirical significance ofdiversification across credit portfolios, income sources, funding structures, geographic coverage, and operationalactivities. The study emphasizes how diversification enhances resilience against market volatility, reduces concentrationrisks, and supports sustainable long-term growth. Special attention is given to the relevance of diversification for bankingsystems undergoing structural reforms and digital transformation, particularly in emerging economies.

Keywords: diversification; commercial banks; financial stability; credit risk; income diversification; funding structure; operational risk; banking regulation; Basel standards. (search for similar items in EconPapers)
Date: 2024
References: Add references at CitEc
Citations:

Downloads: (external link)
https://yashil-iqtisodiyot-taraqqiyot.uz/journal/i ... D/article/view/10116 Abstract page (text/html)
https://yashil-iqtisodiyot-taraqqiyot.uz/journal/i ... /download/10116/8275 Full text (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:2:y:2024:id:10116

DOI: 10.5281/zenodo.19695129

Access Statistics for this article

More articles in GREEN ECONOMY AND DEVELOPMENT from "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics
Bibliographic data for series maintained by Xayrulla ().