TIJORAT BANKLARINING KREDIT XIZMATLARI: ZAMONAVIY TAHLIL VA TARAQQIYOT TENDENSIYALARI

Zarifa Jo‘rayeva

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 10

Abstract: Tijorat banklarining kredit xizmatlari zamonaviy moliya bozorining eng asosiy va ajralmas qismlaridan biribo‘lib, butun iqtisodiy hayotda markaziy o‘rin egallaydi. Kreditlashtirish taraqqiyoti, mexanizmlarining takomillashuvi vazamonaviy yondashuvlarning bank amaliyotida keng joriy qilinishi natijasida tijorat banklari bugungi iqtisodiy muhitda faolishtirok etmoqda. Bank krediti — bu bank tomonidan mijozlarga ma’lum muddatga, foiz evaziga ajratiladigan pul mablag‘ibo‘lib, iqtisodiy hayot subyektlari faoliyatining samarali moliyaviy instrumenti sifatida xizmat qiladi. Tijorat banklariningkredit portfeli, uning tarkibi va sifati, kredit xizmatlaridan samarali foydalanish yo‘llari hamda bank tizimidagi kreditsiyosatining asosiy tamoyillari muntazam o‘rganilib kelmoqda.

Keywords: banklari; kredit; tendensiyalar; pul mablag‘i; iqtisodiyot; moliya; ishlab chiqarish; mijozlar; mexanizmlar; risklar. (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:10:id:7350

DOI: 10.5281/zenodo.17426847

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