TIJORAT BANKLARIDA IPOTEKA KREDITLARINI RIVOJLANTIRISHDA ILG‘OR XORIJ TAJRIBALARI VA ULARNI O‘ZBEKISTONDA QO‘LLASH IMKONIYATLARI

Muhammad Bobur Tohirov

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 10

Abstract: Mazkur maqolada tijorat banklari tomonidan ipoteka kreditlarini moliyalashtirish va boshqarish borasidagiilg‘or xorijiy tajribalar tahlil qilingan hamda ularning O‘zbekiston sharoitida qo‘llash imkoniyatlari o‘rganilgan. Xususan,Rossiya va Germaniya kabi mamlakatlarning ipoteka bozori modeli, davlat va xususiy sektor hamkorligi, garov tizimi, kreditreytingi hamda foiz stavkalarini belgilash usullari kabi jihatlar tahlil etilgan. Shuningdek, ushbu tajribalarni O‘zbekistonningmoliyaviy tizimi, me’yoriy-huquqiy bazasi va bank amaliyotiga moslashtirish bo‘yicha tavsiyalar ishlab chiqilgan. MaqolaO‘zbekistonda ipoteka kreditlarini yanada rivojlantirish, aholining uy-joyga bo‘lgan ehtiyojini samarali qondirish hamdatijorat banklarining bu boradagi faoliyatini takomillashtirishga qaratilgan.

Keywords: ipoteka krediti; davlat dasturi asosida ipoteka; oilaviy ipoteka; IT uchun ipoteka; Uzoq Sharq ipotekasi; harbiy ipoteka; xorijiy fuqarolar uchun ipoteka (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:10:id:7366

DOI: 10.5281/zenodo.17439177

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