O‘ZBEKISTON SUG‘URTA BOZORI PORTFELI TAHLILI

Ilxom Madraximov

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 12

Abstract: Mazkur maqolada O‘zbekiston sug‘urta bozori portfelining tarkibiy-strategik xususiyatlari, diversifikatsiyadarajasi va moliyaviy barqarorlikka ta’siri kompleks tahlil qilinadi. Tadqiqotda sug‘urta portfeli tushunchasining nazariyasoslari Markowitz portfel nazariyasi, Swiss Re Institute tahlillari, IAIS hamda OECD standartlari asosida yoritilib, ilmiyyondashuvlarning turli modellari qiyosiy baholangan. O‘zbekiston sug‘urta bozorida umumiy sug‘urta segmentiningkeskin ustunligi, hayot sug‘urtasining sust rivojlanishi, to‘lov qobiliyati koeffitsiyentlarining pastligi va qayta sug‘urtaningyetarli darajada shakllanmaganligi kabi muammolar statistik ma’lumotlar orqali tahlil etiladi. Shuningdek, sug‘urtaxizmatlari diversifikatsiyasining cheklanganligi, sug‘urta madaniyatining pastligi hamda Solvency II talablari bilan yetarlimos kelmaydigan tartibga solish amaliyoti O‘zbekiston sug‘urta bozorining asosiy to‘siqlari sifatida aniqlanadi. Maqoladaportfel boshqaruvini takomillashtirish bo‘yicha ilmiy asoslangan takliflar ham ishlab chiqiladi

Keywords: sug‘urta portfeli; diversifikatsiya; risklarni boshqarish; Solvency II; O‘zbekiston sug‘urta bozori; hayot sug‘urtasi; moliyaviy barqarorlik; qayta sug‘urtalash; portfel rentabelligi; Markowitz nazariyasi. (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:12:id:8129

DOI: 10.5281/zenodo.17835928

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