TIJORAT BANKLARI TOMONIDAN KICHIK BIZNESNI INVESTITSION KREDITLARI ORQALI MOLIYALASHTIRISH

Fozil Yuldashev

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 12

Abstract: Mazkur maqolada O‘zbekiston iqtisodiyotining barqaror rivojlanishida muhim omil bo‘lib xizmat qilayotgankichik biznes subyektlarini tijorat banklari tomonidan investitsion kreditlar orqali moliyalashtirishning amaldagi holati,mavjud muammolari va takomillashtirish istiqbollari chuqur o‘rganiladi. Tadqiqot jarayonida kichik biznesning iqtisodiysalohiyati, ularning tarmoqlar bo‘yicha tarkibiy ulushi, investitsion loyihalarni moliyalashtirishda qo‘llanilayotgan bankmetodologiyasi hamda tijorat banklarining kredit siyosati atroflicha tahlil qilinadi. Shuningdek, Mikrokreditbank, Agrobank,Xalq banki va Ipak Yo‘li bankining kichik biznesni investitsion kreditlar orqali qo‘llab-quvvatlash borasidagi tajribasisolishtirma tahlil asosida yoritilib, kreditlash mexanizmidagi mavjud kamchiliklar aniqlanadi. Tadqiqot ilmiy, statistik vaamaliy manbalarga tayangan holda olib borilgan bo‘lib, investitsion kreditlar samaradorligini oshirish, tijorat banklariningkichik biznesni moliyaviy qo‘llab-quvvatlashdagi rolini kuchaytirish bo‘yicha taklif va tavsiyalar ishlab chiqiladi

Keywords: kichik biznesni rivojlantirish; tijorat banklarining investitsion kreditlari; moliyalashtirish metodologiyasi; kredit siyosati; kredit kafilliklari; bank tizimining iqtisodiy salohiyati; mikrokredit mexanizmlari; moliyaviy qo‘llab-quvvatlash instrumentlari; kredit resurslaridan samarali foydalanish; foiz stavkalari dinamikasi; innovatsion moliyalashtirish yondashuvlari. (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:12:id:8348

DOI: 10.5281/zenodo.18009326

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