TIJORAT BANKLARIDA INNOVATSION BANK XIZMATLARINI RIVOJLANTIRISHNING NAZARIY-METODOLOGIK ASOSLARI

Ziyovuddinxon Nuriddinov

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 12

Abstract: Mazkur maqolada tijorat banklarida innovatsion bank xizmatlarini rivojlantirishning nazariy-metodologikasoslari tizimlashtirildi. Innovatsion xizmatlarning shakllanishi va ommalashuviga ta’sir qiluvchi omillar (regulyativ muhit,to‘lov infratuzilmasi, banklarning ichki texnologik salohiyati, mijoz xulqi va ishonch omili) integratsiyalashgan yondashuvasosida yoritildi. Tadqiqotda normativ-huquqiy hujjatlar kontent-tahlili hamda Markaziy bankning 2025-yil ma’lumotlarigatayangan deskriptiv tahlil orqali to‘lov infratuzilmasining innovatsion xizmatlar uchun “tayanch baza” ekani asoslandi.Natijada innovatsion bank xizmatlarini baholash uchun yetuklik (maturity) matriksasi va “tezlik–xavfsizlik” muvozanatinita’minlashga qaratilgan konseptual model taklif etildi.

Keywords: innovatsion bank xizmatlari; tijorat banklari; raqamli transformatsiya; to‘lov infratuzilmasi; open banking; API; kiberxavfsizlik; fintech; mijoz tajribasi; yetuklik modeli (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:12:id:8508

DOI: 10.5281/zenodo.18074848

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