Mamlakat tijorat banklari aktivlarining rеntabеllеgini ta’minlash bilan bog‘lik bulgan dolzarb muammolar

Abbos Sheraliyev

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 2

Abstract: Ta’kidlash joizki, O‘zbekiston Respublikasi tijorat banklari aktivlarining hajmida eng yuqori salmoqni kreditlaregallaydi. Shu sababli, kreditlarning rentabelligini ta’minlash banklar aktivlarining rentabelligini ta’minlashning zaruriysharti hisoblanadi. Shu sababli, kredit portfelining sifati qanchalik yaxshi bo‘lsa, tijorat banklarining regulyativ kapitalishuncha yuqori bo‘ladi, bu esa sof foizli daromadning ko‘payishiga va bankning joriy likvidligi barqaror bo‘lishiga olib keladi.Ushbu maqolada tijorat banklari kreditlar rentabelligini, aktivlar rentabelligi orqali banklarning moliyaviy barqarorliginita’minlashga qaratilgan strategiyalar va yondashuvlar tahlil qilinadi.

Keywords: aktivlar; rentabellik; kredit; kredit portfeli; kapital; sof foizli daromad ko‘rsatkichi; regulyativ kapital. (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:2:id:4571

DOI: 10.5281/zenodo.15015874

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