Ipoteka kreditlarini moliyalashtirishda banklarning o‘rni va istiqbollari

Ulug‘bek Muhitdinov

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 3

Abstract: Ushbu maqolada ipoteka kreditlarini moliyalashtirish jarayonida tijorat banklarining amaldagi o‘rni, duchkelayotgan muammolar va istiqbolli rivojlanish yo‘nalishlari tahlil qilinadi. Bank resurslar bazasining yetarli darajadarivojlanmaganligi, foiz stavkalarining yuqoriligi va aholining to‘lov qobiliyatini aniqlashdagi qiyinchiliklar ipoteka tiziminingkeng qamrovli ishlashiga to‘sqinlik qilayotgan asosiy omillar sifatida ko‘rsatib o‘tiladi. Maqolada ipoteka jamg‘armalari,ikkilamchi bozor va moliyaviy innovatsiyalar asosida banklar faoliyatini takomillashtirish bo‘yicha takliflar ilgari suriladi.

Keywords: ipoteka krediti; tijorat banklari; moliyalashtirish manbalari; foiz stavkasi; ipoteka jamg‘armasi; bank risklari. (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:3:id:4726

DOI: 10.5281/zenodo.15155346

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