Bank strategiyasini shakllantirish orqali samaradorlikni oshirish (O‘zsanoatqurilishbank misolida)

Munavarxon Maxmudova

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 3

Abstract: Ushbu maqolada “O‘zsanoatqurilishbank” ATB misolida bank strategiyasini shakllantirish orqali faoliyatsamaradorligini oshirish masalasi tahlil qilingan. Tadqiqotda 2021–2023-yillar uchun bankning moliyaviy ko‘rsatkichlari– foizli daromadlar, xarajatlar, muammoli kreditlar ulushi, kapital yetarliligi kabi omillar asosida tahlil qilindi. Metodologiyasifatida CAMELS tizimi, gorizontal va vertikal tahlil, statistik qiyoslash usullaridan foydalanildi. Tahlillar shuni ko‘rsatdiki,strategik rejalashtirish bank samaradorligini oshirishda hal qiluvchi ahamiyatga ega. Maqolada shuningdek ilmiy qarashlarva xalqaro tajribalar asosida aniq xulosalar va amaliy tavsiyalar berilgan.

Keywords: bank strategiyasi; samaradorlik; moliyaviy tahlil; muammoli aktivlar; kapital yetarliligi; CAMELS (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:3:id:4778

DOI: 10.5281/zenodo.15161748

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