Risk management in commercial banks, methodological approaches and practical implementation

Baymuratova Zina Aqilbekovna and Jarilkapova Naubaxar Paraxat Qizi

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 5

Abstract: This article examines the risk management practices employed by commercial banks, focusing on both themethodological frameworks and their practical application. As financial institutions face increasingly complex anddiverse risks including credit, market, operational, and liquidity risks effective risk management becomes critical toensuring financial stability and regulatory compliance. This study reviews theoretical models, regulatory standards, andcontemporary tools used by banks to identify, assess, and mitigate risks. It also explores case studies of successfulrisk management implementation and highlights challenges such as technological disruptions and evolving regulatorylandscapes. The findings emphasize the importance of integrated, adaptive risk management systems that align withstrategic objectives and foster resilience in volatile markets

Keywords: risk management; commercial banks; credit risk; operational risk; regulatory compliance; financial stability; risk mitigation. (search for similar items in EconPapers)
Date: 2025
References: Add references at CitEc
Citations:

Downloads: (external link)
https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED/article/view/5536 Abstract page (text/html)
https://yashil-iqtisodiyot-taraqqiyot.uz/journal/i ... e/download/5536/3825 Full text (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:5:id:5536

DOI: 10.5281/zenodo.15528722

Access Statistics for this article

More articles in GREEN ECONOMY AND DEVELOPMENT from "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics
Bibliographic data for series maintained by Xayrulla ().