Kichik biznes subyektlarini kreditlashda raqamli bank xizmatlaridan foydalanishning afzalliklari

Maftuna Madjitova

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 5

Abstract: Raqamli texnologiyalar iqtisodiyotning turli sohalarida, xususan, bank tizimida chuqur ildiz otmoqda. Kichikbiznes subyektlarini moliyaviy qo‘llab-quvvatlashda raqamli bank xizmatlaridan foydalanish samaradorlik, shaffoflik vatezkorlik jihatidan muhim ahamiyat kasb etmoqda. Ushbu maqolada kichik biznes vakillarini kreditlashda raqamli bankxizmatlarining afzalliklari, ularning moliyalashtirish jarayonini soddalashtirishdagi o‘rni hamda mavjud imkoniyatlar tahlilqilinadi. Shuningdek, kredit olish jarayonida uchraydigan byurokratik to‘siqlarni kamaytirish va moliyaviy inklyuziyanikengaytirish borasida raqamli xizmatlarning roli yoritiladi.

Keywords: kichik biznes; raqamli bank xizmatlari; kreditlash; moliyalashtirish; texnologiyalar; moliyaviy inklyuziya; tezkorlik; samaradorlik. (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:5:id:5774

DOI: 10.5281/zenodo.15654409

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