BANKLARDA KREDIT GAROVI BILAN ISHLASHNING XORIJ ILG‘OR TAJRIBASI VA UNDAN O‘ZBEKISTON BANKLARI AMALIYOTIDA FOYDALANISH ISTIQBOLLARI

Sh. Saidov

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 3

Abstract: Ushbu maqolada tijorat banklarida kredit garovi ta’minoti bilan ishlashning xorij tajribasi va ilg‘or amaliyotlaritahlil qilingan. Dunyoning yetakchi bank tizimlari — AQSH, Germaniya, Janubiy Koreya va Rossiya tajribasi misolidagarov obyektlarini baholash, qabul qilish hamda rasmiylashtirish amaliyoti batafsil o‘rganilgan. G‘arov siyosatini amalgaoshirish mexanizmlari, LTV nisbatlari, garov reyestri tizimlari va monitoring jarayonlari tahlil etilgan. Tadqiqot natijalariasosida O‘zbekiston tijorat banklari uchun garov tizimini takomillashtirishga doir amaliy tavsiyalar ishlab chiqilgan.

Keywords: kredit garovi; LTV nisbati; garovni baholash; AVM texnologiyasi; garov reyestri; kredit siyosati; ipoteka; kredit tavakkalchiligi. (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:4:y:2026:i:3:id:9566

DOI: 10.5281/zenodo.19072954

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