TIJORAT BANKLARIDA KREDITLASH JARAYONLARINI TAKOMILLASHTIRISH VA MOLIYALASHTIRISHNING ZAMONAVIY AMALIYOTDAGI HOLATI TAHLILI

Laylo Raxmanova

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 6

Abstract: Mazkur maqolada tijorat banklarida kreditlash jarayonlarini takomillashtirish hamdamoliyalashtirishning zamonaviy amaliyotdagi holati tahlil qilingan. Tadqiqot davomida tijorat banklari faoliyatidakreditlash mexanizmlarining iqtisodiy ahamiyati, kredit portfeli sifati, kredit risklarini boshqarish tizimi va raqamlitexnologiyalar asosida kredit xizmatlarini rivojlantirish masalalari o‘rganilgan. Shuningdek, bank tizimida amalgaoshirilayotgan islohotlar, kredit ajratish jarayonida zamonaviy skoring tizimlari, masofaviy bank xizmatlari vamoliyalashtirish mexanizmlarining samaradorligi tahlil etilgan.

Keywords: tijorat banklari; kreditlash jarayoni; moliyalashtirish; kredit siyosati; kredit portfeli; kredit risklari; bank tizimi; raqamli bank xizmatlari; skoring tizimi; kredit mexanizmi; fintech texnologiyalari; zamonaviy bank amaliyoti. (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:4:y:2026:i:6:id:10959

DOI: 10.5281/zenodo.20680833

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