BANK TAVAKKALCHILIKLARINI BOSHQARISHDA SUG‘URTA INSTRUMENTLARINI QO‘LLASH AMALIYOTI VA UNI TAKOMILLASHTIRISH YO‘NALISHLARI

Ayman Matkarimova

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 6

Abstract: Maqolada O‘zbekiston Respublikasi sharoitida bank tavakkalchiliklarini boshqarishdasug‘urta instrumentlarini qo‘llash amaliyoti tadqiq etilib, uni takomillashtirishning ustuvor yo‘nalishlarianiqlangan. Sug‘urtaning bank ichki nazorati, zaxiralash, limitlash va kapitalni boshqarish mexanizmlarinito‘ldiruvchi kompleks risk-menejment elementi sifatidagi ahamiyati ochib berilgan. Rasmiy statistik ma’lumotlarasosida bank sektori aktivlari va kredit portfelining dinamikasi, muammoli kreditlar darajasi, kapital yetarliligiko‘rsatkichlari hamda milliy sug‘urta bozorining moliyaviy salohiyati tahlil qilingan. Kredit, garov, operatsion,kiber tavakkalchiliklar va professional javobgarlikni sug‘urtalash masalalariga alohida e’tibor qaratilgan.Tadqiqot natijalari bank faoliyati ko‘lamining kengayishi tavakkalchilik ekspozitsiyalarini oshirayotganini, milliysug‘urta bozorining esa yirik va o‘zaro bog‘liq zararlarni mustaqil qoplash imkoniyati cheklanganini ko‘rsatgan

Keywords: bank tavakkalchiliklari; sug‘urta instrumentlari; risk-menejment; kredit tavakkalchiligi; garov tavakkalchiligi; operatsion tavakkalchilik; kiber tavakkalchilik; sug‘urta qoplamasi; qayta sug‘urtalash; moliyaviy barqarorlik (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:4:y:2026:i:6:id:11415

DOI: 10.5281/zenodo.21006035

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