BANK TAVAKKALCHILIKLARINI BOSHQARISHDA SUGʻURTA INSTRUMENTLARINI QOʻLLASH AMALIYOTI VA UNI TAKOMILLASHTIRISH YOʻNALISHLARI

Sevara Mustafayeva

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 6

Abstract: Mazkur maqolada O‘zbekiston bank tizimida bank tavakkalchiliklarini boshqarishda sug‘urtainstrumentlaridan foydalanishning amaldagi holati tahlil qilingan. Tadqiqot davomida bank va sug‘urta bozoriningrivojlanish tendensiyalari, risk-transfer mexanizmlarining iqtisodiy samaradorligi hamda xalqaro tajribaasosida milliy amaliyotning mavjud muammolari baholangan. Tahlil natijalariga ko‘ra, mamlakatda sug‘urtainstrumentlaridan foydalanish asosan garov ob’ektlarini sug‘urtalash bilan cheklanayotgani, operatsion, kiberva professional javobgarlik risklarini sug‘urtalash esa yetarli darajada rivojlanmagani aniqlangan. Bank vasug‘urta sektorlari o‘rtasidagi institutsional hamkorlikni kuchaytirish, innovatsion sug‘urta mahsulotlarini joriyetish hamda risklarni boshqarish tizimiga sug‘urta mexanizmlarini kompleks integratsiya qilish bo‘yicha ilmiyamaliytakliflar ishlab chiqilgan.

Keywords: bank tavakkalchiligi; sug‘urta instrumentlari; risk-menejment; kredit riski; operatsion risk; kiber-risk; tijorat banklari; sug‘urta bozori; moliyaviy barqarorlik; O‘zbekiston (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:4:y:2026:i:6:id:11417

DOI: 10.5281/zenodo.21005921

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