Analysis of P2P Lending Platform in Slovakia

Roman Chinoracky, Jana Kurotova and Tatiana Corejova
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Roman Chinoracky: Faculty of Operation and Economics of Transport and Communications, University of Zilina
Jana Kurotova: Faculty of Operation and Economics of Transport and Communications, University of Zilina
Tatiana Corejova: Faculty of Operation and Economics of Transport and Communications, University of Zilina

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Abstract: The world's most widely used digital platforms have been on the market for more than ten years. As a phenomenon of the present, their popularity continues to grow. It is indisputable that the growing popularity of these platforms has also affected the market for transport, accommodation and financial services in Slovakia. Therefore, the question arises: what are the differences between the classic form of business and the business based on the digital platform principle in Slovakia? In connection to this question, the aim of the article is to analyse the possibilities and offerings of digital platform operating in Slovakia. Emphasis is placed on comparison of selected digital platform and traditional enterprises, in both cases, operating in the area of providing selected services in Slovakia. This article is specifically focused on financial services. The comparison is realized through the business model canvas and points out to the main differences between classic and platform based-businesses.

Keywords: collaborative economy; digital platforms; e-commerce; economic business model canvas (search for similar items in EconPapers)
Date: 2020
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