Gatekeeping at the counter: The regulation of stacked payment platforms

Renato Gomes and Yassine Lefouili

No 24-1590, TSE Working Papers from Toulouse School of Economics (TSE)

Abstract: This paper explores the pricing of ancillary payment services by platforms and its implications for welfare. We distinguish between two types of platforms: vertical platforms that operate their own closed payment schemes, and stacked platforms that offer payment services through open schemes operated by third parties. We analyze the impact of a regulation mandating platforms to provide access to third-party payment services and examine the regulation of interchange fees within the context of stacked platforms.

Keywords: platforms; payment services; ancillary services; regulation; interoperability; interchange fee (search for similar items in EconPapers)
JEL-codes: E42 L51 L86 (search for similar items in EconPapers)
Date: 2024-11
New Economics Papers: this item is included in nep-ban, nep-ind, nep-mic, nep-pay and nep-reg
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Working Paper: Gatekeeping at the counter: The regulation of stacked payment platforms (2024)
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Persistent link: https://EconPapers.repec.org/RePEc:tse:wpaper:129914

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