Consumer financial protection: future directions

Richard Sandlant
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Richard Sandlant: Treasury, Government of Australia

Economic Roundup, 2012, issue 1, 31-44

Abstract: With governments around the world taking a renewed interest in effective consumer financial protection, this paper focuses on four key pillars: financial literacy, disclosure, advice, and product regulation. Although there is no one ‘silver bullet’ that will provide effective consumer financial protection on its own, there are potential synergies between these four pillars (and other measures), which can have a multiplier effect on the effectiveness of individual components, enhancing the overall efficiency of the policy framework.

Keywords: consumer protection; financial institutions; government policy and regulation; personal finance (search for similar items in EconPapers)
JEL-codes: D14 D18 G21 G28 (search for similar items in EconPapers)
Date: 2012
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