Pensions, housing and savings

Miguel-Angel Lopez-Garcia ()
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Miguel-Angel Lopez-Garcia: Department of Applied Economics, Universitat Autònoma de Barcelona

Working Papers from Department of Applied Economics at Universitat Autonoma of Barcelona

Abstract: This paper deals with the interactions between, on the one hand, the provision of public retirement pensions and the episodes of real-estate booms, and, on the other, individual decisions concerning savings. It explores the implications of these interactions in terms of intergenerational transfers of income and wealth, and the ensuing effects on the evolution of the savings rate. Some reforms of social security financing, involving public capital funds, and the effects of savings and investment incentives addressed to owner-occupied housing, are analysed.

Keywords: social security pensions; capital funds; owner-occupied housing; savings and investment incentives; savings motives. (search for similar items in EconPapers)
Pages: 25 pages
Date: 2025-06
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Persistent link: https://EconPapers.repec.org/RePEc:uab:wprdea:wpdea2504

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