Price policies and Price dispersion in the private healthcare insurance industry: The Catalan case

Martí Oliva and Misericòrdia Carles Lavila

Working Papers from Universitat Rovira i Virgili, Department of Economics

Abstract: We present an overlapping generations model that explains price dispersion among Catalonian healthcare insurance firms. The model shows that firms with different premium policies can coexist. Furthermore, if interest rates are low, firms that apply equal premium to all insureds can charge higher average prices than insurers that set premiums according to the risk of insured. Economic theory, health insurance, health economics.

Keywords: Assegurances de salut; Economia de la salut -- Catalunya; 338 - Situació econòmica. Política econòmica. Gestió; control i planificació de l'economia. Producció. Serveis. Turisme. Preus (search for similar items in EconPapers)
Date: 2011
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Persistent link: https://EconPapers.repec.org/RePEc:urv:wpaper:2072/179617

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