A Multi-Agent Architecture for Electronic Payment

Sheng-Uei Guan () and Feng Hua
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Sheng-Uei Guan: Department of Electrical & Computer Engineering, National University of Singapore, 10 Kent Ridge Crescent, Singapore 119260, Singapore
Feng Hua: Department of Electrical & Computer Engineering, National University of Singapore, 10 Kent Ridge Crescent, Singapore 119260, Singapore

International Journal of Information Technology & Decision Making (IJITDM), 2003, vol. 02, issue 03, 497-522

Abstract: The Internet has brought about innumerable changes to the way enterprises do business. An essential problem to be solved before the widespread commercial use of the Internet is to provide a trustworthy solution for electronic payment. We propose a multi-agent mediated electronic payment architecture in this paper. It is aimed at providing an agent-based approach to accommodate multiple e-payment schemes. Through a layered design of the payment structure and a well-defined uniform payment interface, the architecture shows good scalability. When a new e-payment scheme or implementation is available, it can be plugged into the framework easily. In addition, we construct a framework allowing multiple agents to work cooperatively to realize automation of electronic payment. A prototype has been built to illustrate the functionality of this design. Finally, we discuss the security issues.

Keywords: Electronic payment; mobile agent; electronic commerce; cryptography (search for similar items in EconPapers)
Date: 2003
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Citations: View citations in EconPapers (3)

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DOI: 10.1142/S0219622003000781

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