A Commentary on “A Case Study of Ant Finance’s Innovation Journey — From a Platform Economy Perspective”

Xin Cindy Deng

Chapter 9 in Reviews and Advances in Fintech I, 2025, pp 123-125 from World Scientific Publishing Co. Pte. Ltd.

Abstract: The large populations and growing numbers of small and medium-sized enterprises in the Asia-Pacific drive the need for financial services, which has served as a catalyst for the expansion of FinTech in this region. It is worth noting that Alibaba and Tencent had risen to the top ten global technology companies by market capitalization prior to the COVID-19 pandemic. This establishes China as a leader in FinTech in the Asia-Pacific with the rapid development of numerous FinTech segments such as digital payment, consumer finance, microlending, InsurTech, and WealthTech. The paper “A Case Study of Ant Finance’s Innovation Journey — From a Platform Economy Perspective” provides an in-depth discussion on Ant Group, the FinTech arm of Alibaba, which covers nearly every segment of FinTech services. It illustrates how platform economy developed in a country with the second-largest population…

Keywords: Fintech; Blockchain; Decentralized Finance; DeFi; Decentralized Autonomous Organizations; DAOs; Green Finance; Cross-Chain Protocols; NFTs; Innovation (search for similar items in EconPapers)
JEL-codes: G23 G32 O32 (search for similar items in EconPapers)
Date: 2025
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