HOUSEHOLD FINANCIALIZATION – SENSE AND SCALE OF THIS PHENOMENON ON THE EXAMPLE OF POLAND

Ryszard Kata and Justyna Chmiel
Additional contact information
Ryszard Kata: University of Rzeszow
Justyna Chmiel: University of Rzeszow

Financial Internet Quarterly, 2017, vol. 13, issue 2, 62-74

Abstract: The subject of the study is the phenomenon of household financialization. In the first part of the article a sense of this situation and its influence on the different functioning areas of the households (income, expenses, financial decisions) is described. What is more, the positive and negative effects of this process for the households’ financial stability were defined. The next part of the article contains an analysis of the households financialization processes in Poland in the years 2005-2015. On the side of household savings, the analysis included the level and the structure of financial assets. The second area of evaluation of the household financialization processes was bank debt analysis, including mortgage debt. In the elaboration comparative analysis was used, which means that Polish household structure of financial assets and the level of debt were compared to the European Union countries.

Keywords: households financializaton; financial assets; bank loans (search for similar items in EconPapers)
Date: 2017
References: Add references at CitEc
Citations:

Downloads: (external link)
https://journals.wsiz.edu.pl/fiq/article/view/662 Abstract page (text/html)
https://journals.wsiz.edu.pl/fiq/article/download/662/623 Full text (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:wsz:fiq000:v:13:y:2017:i:2:id:662

DOI: 10.1515/fiqf-2016-0023

Access Statistics for this article

More articles in Financial Internet Quarterly from University of Information Technology and Management in Rzeszów
Bibliographic data for series maintained by Wiesław Stręciwilk ().