The choice of banking firm: Are the interest rate a significant criteria?

Antoni Garrido Torres () and Pere Arqué Castells
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Antoni Garrido Torres: Grup de Recerca en Federalisme Fiscal i Economia Regional (Institut d'Economia de Barcelona-IEB), Departament d'Econometria, Estadística i Economia Espanyola, Universitat de Barcelona
Pere Arqué Castells: Grup de Recerca en Federalisme Fiscal i Economia Regional (Institut d'Economia de Barcelona-IEB), Universitat de Barcelona.

No CREAP2006-08, Working Papers from Xarxa de Referència en Economia Aplicada (XREAP)

Abstract: The objective of the research is to know the factors that in Spain determine the choice of banking organization. The obtained results indicate that the dimension of the network of branches is the reason more valued. In spite of the increasing symmetry of the Spanish banking market, the preferences of the clients of the savings banks and those of the banks are not absolutely coincident, being the proximity - the main reason for election- much more valued by the former than by the latter. The existence of divergences in the preferences has also been detected according to the region and the typology of city of residence.

Keywords: Choice criteria; retail banking; logit multinomial. (search for similar items in EconPapers)
JEL-codes: G20 G21 (search for similar items in EconPapers)
Pages: 27 pages
Date: 2006-12, Revised 2006-12
New Economics Papers: this item is included in nep-ban
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Citations: View citations in EconPapers (3)

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http://www.xreap.cat/RePEc/xrp/pdf/CREAP2006-08.pdf First version, 2006 (application/pdf)
http://www.xreap.cat/RePEc/xrp/pdf/CREAP2006-08.pdf Revised version, 2006 (application/pdf)

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