A comment on "Discriminatory Lending: Evidence from Bankers in the Lab"

Francesca Lipari () and Marcello Sartarelli

No 185, I4R Discussion Paper Series from The Institute for Replication (I4R)

Abstract: Brock and De Haas (2023) study the effect of randomising applicant gender in small business loan applications that are reviewed by loan officers at a Turkish bank in a lab-in-the-field experiment based on real-life applications. The main re- sults are: first, that loan approval rates are not gendered (direct discrimination); second loan officers are 6 percentage point (26%) more likely to condition loan ap- proval to a guarantor when the applicant is a female rather than a male (indirect discrimination). In our computational replication we obtain the manuscript results. In addition, a robustness replication shows that the main results are partly driven by the role of loan types, job seniority and population differences among cities.

Keywords: Gender discrimination; lending; lab experiment; field experiment (search for similar items in EconPapers)
JEL-codes: C93 G21 G32 J16 L25 L26 O16 (search for similar items in EconPapers)
Date: 2024
New Economics Papers: this item is included in nep-ent and nep-exp
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