Financial Spillover Effects from Electronic Government Transfers: Evidence from an At-Scale Experiment in Indonesia

Abhijit Banerjee, Rema Hanna, Benjamin A. Olken, Elan Satriawan and Sudarno Sumarto ()

AEA Papers and Proceedings, 2025, vol. 115, 324-28

Abstract: In 2018, Indonesia launched a new electronic voucher system for distribution of food subsidies in randomly selected districts. Banks were assigned the goal of operating at least two remote banking agents in each village in selected districts. We find that while then new banking agents did indeed process benefit transfers—beneficiaries for both this program and other government programs were indeed able to redeem their benefits at the agents—there were no detectable impacts on any other financial services for households. We do, however, find a small increase in the number of small neighborhood shops in affected locations.

JEL-codes: G21 G51 I18 I32 I38 O15 O16 (search for similar items in EconPapers)
Date: 2025
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DOI: 10.1257/pandp.20251059

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