Determinantes de crédito agropecuario entre productores de leche en Colombia

Evelyn Johana Tique and Juan Carlos Barrientos Fuentes

Economia Agraria y Recursos Naturales, 2023, vol. 23, issue 02

Abstract: [ES] Los productores de leche asociados en la provincia Ubaté (Colombia) se autoexcluyen del crédito agropecuario principalmente porque hay demasiados requisitos, papeleos y temor de no poder pagar el crédito o perder la garantía. A través de árboles de decisión se analizan los determinantes de la necesidad, solicitud y aprobación de crédito agropecuario. Los resultados indican que el sexo de los productores es el criterio que mejor separa los datos y determina los demás factores relacionados con las decisiones de crédito agropecuario: tenencia y área del predio, productividad, nivel educativo y la dificultad percibida de obtener crédito. [EN] Associated milk producers in the Province of Ubaté (Colombia) exclude themselves from agricultural credit mainly because there are too many requirements, paperwork, and fear of not being able to pay the credit or lose the guarantee. Through decision trees, the determinants of the need, request and approval of agricultural credit are analyzed. The results indicate that the sex of the producers is the criterion that best separates the data and determines the other factors related to agricultural credit decisions: land tenure and area, productivity, educational level, and perceived difficulty.

Keywords: Agricultural; Finance (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:ags:earnsa:339122

DOI: 10.22004/ag.econ.339122

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