Current trends in the evolution of bank costs within the framework of the Romanian banking system

Robert Despatie, Rodica Coana and Iudit Fodor
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Robert Despatie: Glendon College, Toronto
Iudit Fodor: Aurel Vlaicu University, Arad

Finante - provocarile viitorului (Finance - Challenges of the Future), 2008, vol. 1, issue 8, 25-29

Abstract: The banking incomes and costs represent an important source of information regarding the profitability of a bank. In a banking environment such as Romania's, constantly changing and subject to the pressure of a fierce competition, all the attention of the banks management teams is oriented towards the costs and their possible reduction in regard to maximizing the profit. The optimizing of the report between the incomes and the costs of the bank represents the essential objective of the banking management, having a direct influence over the banking profit and being an important part of the evolution of the banking performances. In this context we considered as particularly important the analysis of the bank costs within the framework of the Romanian banking system, analysis which targets their structure on one side and their evolution and efficiency on the other side.

Keywords: cost efficiency analysis; operational cost analysis; banking incomes; banking costs (search for similar items in EconPapers)
JEL-codes: G00 G21 (search for similar items in EconPapers)
Date: 2008
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Persistent link: https://EconPapers.repec.org/RePEc:aio:fpvfcf:v:1:y:2008:i:8:p:25-29

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