Trends and expectations regarding lending activity

Dorina Poanta () and Vera Morariu
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Vera Morariu: Financial and Banking University, Bucharest

Finante - provocarile viitorului (Finance - Challenges of the Future), 2010, vol. 1, issue 11, 53-59

Abstract: Lending is one of the most profitable and most important investment activity of the credit institutions. Granting of any credit itself is preceded by an analysis phase of documentation, submitted by the client, then by his approval, according to the internal rules of each bank. The banks, in order to maintain the manageable limits of the level of nonperforming loans, must detect a possible worsening of the client’s situation and try to implement the recovery measures, through the performance of the guarantees or by initializing the bankruptcy proceedings.

Keywords: bad loans management; credit risk; banking system (search for similar items in EconPapers)
JEL-codes: G01 G10 G21 (search for similar items in EconPapers)
Date: 2010
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Persistent link: https://EconPapers.repec.org/RePEc:aio:fpvfcf:v:1:y:2010:i:11:p:53-59

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