April 2021 Bank Lending Survey in Spain

Álvaro Menéndez Pujadas and Maristela Mulino

Economic Bulletin, 2021, issue 2/2021, No 12

Abstract: According to the Bank Lending Survey, during 2021 Q1 the loan supply contracted slightly once again in almost all segments both in Spain and in the euro area, which is linked to banks’ heightened risk perceptions. Loan applications slipped across the board in the two areas. Banks consider that monetary policy measures generally continued to contribute to improving their financial situation and prompted an easing of the terms and conditions on new loans and an increase in lending volumes.

Keywords: funding; credit; loan supply; loan demand; credit standards; terms and conditions for loans; financial markets. (search for similar items in EconPapers)
JEL-codes: E51 E52 G21 (search for similar items in EconPapers)
Date: 2021
Note: Analytical Articles
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