July 2022 Bank Lending Survey in Spain

Álvaro Menéndez Pujadas and Maristela Mulino

Economic Bulletin, 2022, issue 3/2022, No 19

Abstract: According to the Bank Lending Survey, during 2022 Q2 credit standards and credit terms and conditions tightened slightly, across all market segments, both in Spain and in the euro area. Meanwhile, loan applications declined or rose more moderately in both areas, in almost all segments. All this, against a backdrop of growing uncertainty (with a perception of increased risk) and monetary policy normalisation. This setting has also affected expectations for Q3, with banks expecting the contraction in credit supply to continue and demand to decline in almost all the segments analysed.

Keywords: funding; credit; loan supply; loan demand; credit standards; credit terms and conditions; financial markets. (search for similar items in EconPapers)
JEL-codes: E51 E52 G21 (search for similar items in EconPapers)
Date: 2022
Note: Analytical Articles
References: Add references at CitEc
Citations:

Downloads: (external link)
https://www.bde.es/f/webbde/SES/Secciones/Publicac ... es/be2203-art19e.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:bde:journl:y:2022:i:03:d:aa:n:19

Access Statistics for this article

More articles in Economic Bulletin from Banco de España Contact information at EDIRC.
Bibliographic data for series maintained by Ángel Rodríguez. Electronic Dissemination of Information Unit. Research Department. Banco de España ().