Journal of Risk & Insurance

2003 - 2026

Current editor(s): Joan T. Schmit

From The American Risk and Insurance Association
Contact information at EDIRC.
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Volume 93, issue 3, 2026

Moral hazard on the ACA exchanges: Evidence from a cost‐sharing subsidy discontinuity pp. 575-602

Cameron M. Ellis, Meghan I. Esson and Eli Liebman

Optimal demand for treatment and health insurance under multivariate preferences pp. 603-627

Jimin Hong

Design and pricing of private long‐term care insurance: An Australian analysis pp. 628-668

Kyu Park and Michael Sherris

Preferences for annuity, critical illness, and long‐term care insurance portfolios: Evidence from an online survey pp. 669-702

Cheng Wan, Hazel Bateman, Hanming Fang and Katja Hanewald

Employee savings in defined contribution plans: Evidence from age‐based policies in employer plans pp. 703-725

Brent J. Davis, Anita Mukherjee and Mingli Zhong

Improving fund mapping: An application to variable annuities pp. 726-773

Wenchu Li, Thorsten Moenig and Maciej Augustyniak

The impact of life insurance companies' reputations on policyholders' surrender behavior pp. 774-821

Hairuo Guo, Jiyuan Wang, Sujin Zheng and Yanwan Zhu

The influence of negative interest rates on European life insurance companies pp. 822-889

Nicolaus Grochola

Volume 93, issue 2, 2026

Pollution liability insurance and corporate environmental compliance in China pp. 311-348

Alecia Cassidy, Fan Wu and Yiyuan Zhang

From gateway to value ladder—The curious case of online mutual aid in China pp. 349-387

Ze Chen, Runhuan Feng, Miao Guo and Tianyang Wang

Risk attention and insurance uptake pp. 388-418

Ruo Jia, Jiawei Mo, Ye Yuan and Chang Zhang

The role of the health effect in estimating the willingness to pay for long‐term care insurance pp. 419-454

Zining Liu, Youji Lyu, Yi Yao and Wei Zheng

Improving children's health outcomes: The effect of China's urban and rural resident basic medical insurance pp. 455-475

Jing Guan and J. D. Tena

Son preference, children's gender, and parental commercial pension demand pp. 476-507

Peiyun Deng and Yugang Ding

Validation of machine learning based scenario generators pp. 508-533

Gero Junike, Solveig Flaig and Ralf Werner

Auto insurance fraud detection: Machine learning and deep learning applications pp. 534-568

Meryem Yankol‐Schalck

Volume 93, issue 1, 2026

Unresolved conflict in workers' compensation: The impact of legal representation on workers' compensation benefits pp. 5-40

Bogdan Savych and David Neumark

Firm learning in a selection market pp. 41-91

Claudio Lucarelli and Evan Saltzman

Ship insurance in the era of AI: An intelligent risk profiling system under the POM principles pp. 92-117

Fangping Yu, Mengdan Zhang, Zhengxiao Li and Mo Yang

Wildfire risk and municipal bond yields pp. 118-162

Thomas R. Berry‐Stölzle and Yi Hao

Extreme‐weather risk and the cross‐section of stock returns pp. 163-198

Alexander Braun, Julia Braun and Florian Weigert

US property casualty insurers' responses to mega natural disasters pp. 199-236

Chia‐Chun Chiang

Robust insurance pricing and liquidity management pp. 237-267

Shunzhi Pang

RILAs in the decumulation phase pp. 268-304

Thorsten Moenig

Volume 92, issue 4, 2025

Gambling for market recovery? European insurers' corporate bond investments during market stress pp. 857-908

Marcel Beyer

Market discipline in life insurance: Does public risk disclosure encourage less risky management actions? pp. 909-949

Moritz Hanika

Systemic risk of systemically important financial institutions in the post‐2008 global financial crisis era: A tail risk network analysis pp. 950-977

Tao Sun

Virtuous innovation or obfuscation? Product innovation in the variable annuities market pp. 978-1012

Xiaochen Jing, Daniel Bauer and J. Tyler Leverty

Optimal hedging of longevity risks for group self‐annuity portfolios pp. 1013-1058

Yang Shen, Michael Sherris, Yawei Wang and Jonathan Ziveyi

On the market valuation of insurance accounting: An assessment of historical cost and fair value measurements pp. 1059-1095

Stefan Veith and Christian Fieberg

Heterogeneity in health insurance choice: An experimental investigation of consumer choice and feature preferences pp. 1096-1121

Benedicta Hermanns, Nadja Kairies‐Schwarz, Johanna Kokot and Markus Vomhof

Optimal insurance design under limited liability pp. 1122-1142

Andrea Bergesio, Pablo Koch‐Medina and Cosimo Munari

Volume 92, issue 3, 2025

Optimal retirement with long‐run income risk pp. 581-626

Shan Huang, Seyoung Park and Jane Yoo

Pension underfunding and the expected return on pension assets: The impact of the 2008 financial crisis pp. 627-664

Alexander Michaelides, Andreas Milidonis and Panayiotis Papakyriakou

Registered index‐linked annuities in qualified retirement plans pp. 665-691

Cameron Ellis, Thorsten Moenig and Jacqueline Volkman‐Wise

Housing wealth and long‐term care insurance demand: Survey evidence pp. 692-718

Katja Hanewald, Hazel Bateman, Hanming Fang and Tin Long Ho

Financial regret at older ages and longevity awareness pp. 719-739

Abigail Hurwitz and Olivia Mitchell

Demand for life annuities, critical illness insurance, and long‐term care insurance pp. 740-764

Cheng Wan, Hazel Bateman and Katja Hanewald

Spatio‐temporal risk sharing and transfer: A unified theory of multi‐period decentralized insurances and annuities pp. 765-817

Runhuan Feng and Peixin Liu

Shared exposures or management fashions? Antecedents of convergence in the insurance and banking industries pp. 818-850

Lei Fang, Gianvito Lanzolla and Andreas Tsanakas

Volume 92, issue 2, 2025

Catastrophe risk sharing among individuals, private insurance, and government pp. 263-311

Ruo Jia, Jieyu Lin, Michael R. Powers and Hanyang Wang

Learning from experience: Flooding and insurance take‐up in the flood zone and its periphery pp. 312-356

Ivan Petkov and Francesc Ortega

Community responses to flooding in risk mitigation actions: Evidence from the community rating system pp. 357-388

Yanjun (Penny) Liao, Simon Sølvsten and Zachary Whitlock

Advancing loss reserving: A hybrid neural network approach for individual claim development prediction pp. 389-423

Judith C. Schneider and Brandon Schwab

Cyber risk assessment for capital management pp. 424-471

Wing Fung Chong, Runhuan Feng, Hins Hu and Linfeng Zhang

Banding together to lower the cost of health care? An empirical study of the Peak Health Alliance in Colorado pp. 472-504

Mark K. Meiselbach and Matthew D. Eisenberg

Textual analysis of insurance claims with large language models pp. 505-535

Dongchen Li, Zhuo Jin, Linyi Qian and Hailiang Yang

Regulating risk culture in the insurance industry using machine learning pp. 536-574

Aparna Gupta and Abena Owusu

Volume 92, issue 1, 2025

The market for model laws: The diffusion of NAIC model laws pp. 5-32

Charlotte S. Alexander, Martin F. Grace and Jingshu Luo

A fair price to pay: Exploiting causal graphs for fairness in insurance pp. 33-75

Olivier Côté, Marie‐Pier Côté and Arthur Charpentier

Market discipline and government guarantees: Evidence from the insurance industry pp. 76-115

Yiling Deng, J. Tyler Leverty, Kenny Wunder and George Zanjani

Children as insurance revisited: Impact of children on private insurance adoption among older parents pp. 116-138

Zhaoxue Ci

Utilizing large‐scale insurance data sets to calibrate sub‐county level crop yields pp. 139-165

Francis Tsiboe, Dylan Turner and Jisang Yu

Supplementing risk adjustment with high‐risk pooling using historical data for identifying the high risks pp. 166-202

Michel Oskam, Richard C. van Kleef and René C. J. A. van Vliet

Do higher insurance premiums provoke larger reported losses? An experimental study pp. 203-226

William G. Morrison and Bradley Ruffle

Insurtech, sensor data, and changes in customers' coverage choices: Evidence from usage‐based automobile insurance pp. 227-256

Miremad Soleymanian, Charles B. Weinberg and Ting Zhu