Journal of Risk & Insurance

2003 - 2025

Current editor(s): Joan T. Schmit

From The American Risk and Insurance Association
Contact information at EDIRC.
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Volume 89, issue 4, 2022

Why do insurers fail? A comparison of life and nonlife insurance companies from an international database pp. 871-905

Olivier de Bandt and George Overton

Risk pooling and solvency regulation: A policyholder's perspective pp. 907-950

Markus Huggenberger and Peter Albrecht

Do time preferences explain low health insurance take‐up? pp. 951-983

Aurélien Baillon, Owen O'Donnell, Stella Quimbo and Kim van Wilgenburg

Wait your turn: Pension incentives, workplace rules, and labor supply among Philadelphia municipal workers pp. 985-1029

David G. McCarthy and Po‐Lin Wang

Opaque liabilities, learning, and the cost of equity capital for insurers pp. 1031-1076

Chia‐Chun Chiang, Hugh Hoikwang Kim and Greg Niehaus

Insurance demand experiments: Comparing crowdworking to the lab pp. 1077-1107

Johannes G. Jaspersen, Marc A. Ragin and Justin R. Sydnor

Encouraging resiliency through autoenrollment in supplemental flood insurance coverage pp. 1109-1137

Lynn Conell‐Price, Carolyn Kousky and Howard Kunreuther

On the cost‐of‐capital rate under incomplete market valuation pp. 1139-1158

Hansjörg Albrecher, Karl‐Theodor Eisele, Mogens Steffensen and Mario V. Wüthrich

Volume 89, issue 3, 2022

Race discrimination in the adjudication of claims: Evidence from earthquake insurance pp. 553-580

Xiao Lin, Mark J. Browne and Annette Hofmann

New evidence of moral hazard: Environmental liability insurance and firms' environmental performance pp. 581-613

Shiyi Chen, Xiaoxiao Ding, Pingyi Lou and Hong Song

Risk‐sharing rules and their properties, with applications to peer‐to‐peer insurance pp. 615-667

Michel Denuit, Jan Dhaene and Christian Y. Robert

Driving while unauthorized: Auto insurance remains unchanged when providing driver licenses to unauthorized immigrants in California pp. 669-696

Hans Lueders and Micah Mumper

Reducing informational asymmetry impacts choices and improves safety: An evaluation of automobile crash tests pp. 697-723

Damien Sheehan‐Connor

Cyber risk management in the US banking and insurance industry: A textual and empirical analysis of determinants and value pp. 725-763

Nadine Gatzert and Madeline Schubert

Next generation models for portfolio risk management: An approach using financial big data pp. 765-787

Kwangmin Jung, Donggyu Kim and Seunghyeon Yu

Medicaid expansion, tort reforms, and medical liability costs pp. 789-821

Jingshu Luo, Hua Chen and Martin Grace

Flexible insurance for long‐term care: A study of stated preferences pp. 823-858

Shang Wu, Hazel Bateman, Ralph Stevens and Susan Thorp

Volume 89, issue 2, 2022

Insuring large stakes: A normative and descriptive analysis of households' flood insurance coverage pp. 273-310

Benjamin L. Collier, Daniel Schwartz, Howard C. Kunreuther and Erwann O. Michel‐Kerjan

Framing and insurance choices pp. 311-337

Anastasia Burkovskaya, Adam Teperski and Kadir Atalay

It's RILA time: An introduction to registered index‐linked annuities pp. 339-369

Thorsten Moenig

Value of life and annuity demand pp. 371-396

Svetlana Pashchenko and Ponpoje Porapakkarm

The rising interconnectedness of the insurance sector pp. 397-425

Tristan Jourde

Technology heterogeneity and market structure pp. 427-448

Martin Eling, Ruo Jia, Jieyu Lin and Casey Rothschild

Asymmetric information and insurance cycles pp. 449-474

David L. Dicks and James R. Garven

Multistate health transition modeling using neural networks pp. 475-504

Qiqi Wang, Katja Hanewald and Xiaojun Wang

The effect of accounting for income tax uncertainty on tax‐deductible loss accruals for private insurers pp. 505-544

Jiang Cheng, Travis Chow, Tzu‐Ting Lin and Jeffrey Ng

Volume 89, issue 1, 2022

Incentive and welfare effects of correlated returns pp. 5-34

Christophe Courbage, Richard Peter and Béatrice Rey

Ignorance illusion in decisions under risk: The impact of perceived expertise on probability weighting pp. 35-62

Maren Baars and Michael Goedde‐Menke

Predicting insurance demand from risk attitudes pp. 63-96

Johannes G. Jaspersen, Marc A. Ragin and Justin R. Sydnor

Comparative risk aversion in two periods: An application to self‐insurance and self‐protection pp. 97-130

Tobias Huber

Information asymmetry, ex ante moral hazard, and uninsurable risk in liability coverage: Evidence from China's automobile insurance market pp. 131-160

Hao Zheng, Yi Yao, Yinglu Deng and Feng Gao

The risk protection and redistribution effects of long‐term care co‐payments pp. 161-186

Bram Wouterse, Arjen Hussem and Albert Wong

Family changes and the willingness to take risks pp. 187-209

Mark J. Browne, Verena Jäger, Andreas Richter and Petra Steinorth

How best to annuitize defined contribution assets? pp. 211-235

Alicia H. Munnell, Gal Wettstein and Wenliang Hou

The information content of the Solvency II ratio relative to earnings pp. 237-266

Sanan Mukhtarov, Martijn Schoute and Jacco L. Wielhouwer

Volume 88, issue 4, 2021

Insurance economics and COVID‐19 pp. 825-829

Christian Gollier

Did COVID‐19 change life insurance offerings? pp. 831-861

Timothy F. Harris, Aaron Yelowitz and Charles Courtemanche

Insurability of pandemic risks pp. 863-902

Helmut Gründl, Danjela Guxha, Anastasia Kartasheva and Hato Schmeiser

Effects of COVID‐19 early release of pension funds: The case of Chile pp. 903-936

Miguel Lorca

Why do life insurance policyholders lapse? The roles of income, health, and bequest motive shocks pp. 937-970

Hanming Fang and Edward Kung

Estimating extreme cancellation rates in life insurance pp. 971-1000

Francesca Biagini, Tobias Huber, Johannes G. Jaspersen and Andrea Mazzon

Adverse retention: Strategic renewal of guaranteed renewable term life insurance policies pp. 1001-1022

Gene C. Lai, Hisashi Nakamura, Shinichi Yamamoto and Takau Yoneyama

Efficient valuation of variable annuity portfolios with dynamic programming pp. 1023-1055

Thorsten Moenig

High‐water mark fee structure in variable annuities pp. 1057-1094

David Landriault, Bin Li, Dongchen Li and Yumin Wang

Volume 88, issue 3, 2021

Symposium on insure‐tech, digitalization, and big‐data techniques in risk management and insurance pp. 525-528

Daniel Bauer, James Tyler Leverty, Joan Schmit and Justin Sydnor

Estimating the relation between digitalization and the market value of insurers pp. 529-567

Simon Fritzsch, Philipp Scharner and Gregor Weiß

Near‐miss telematics in motor insurance pp. 569-589

Montserrat Guillen, Jens Perch Nielsen and Ana M. Pérez‐Marín

Insurance fraud detection with unsupervised deep learning pp. 591-624

Chamal Gomes, Zhuo Jin and Hailiang Yang

Robust estimates of insurance misrepresentation through kernel quantile regression mixtures pp. 625-663

Hong Li, Qifan Song and Jianxi Su

Opening up the black box: Technological transparency and prevention pp. 665-693

Lu Li

Should we do more when we know less? The effect of technology risk on optimal effort pp. 695-725

Lu Li and Richard Peter

Paying for expertise: The effect of experience on insurance demand pp. 727-756

Vaibhav Anand, James Tyler Leverty and Kenny Wunder

Targeting weather insurance markets pp. 757-784

Anita Mukherjee, Shawn Cole and Jeremy Tobacman

Seasonality in catastrophe bonds and market‐implied catastrophe arrival frequencies pp. 785-818

Markus Herrmann and Martin Hibbeln

Volume 88, issue 2, 2021

Trust in insurance: The importance of experiences pp. 263-291

Christophe Courbage and Christina Nicolas

Can insurance alter poverty dynamics and reduce the cost of social protection in developing countries? pp. 293-324

Sarah Janzen, Michael R. Carter and Munenobu Ikegami

The efficiency of voluntary risk classification in insurance markets pp. 325-350

Keith J. Crocker and Nan Zhu

Insurer risk and performance before, during, and after the 2008 financial crisis: The role of monitoring institutional ownership pp. 351-380

Yu‐Luen Ma and Yayuan Ren

80 will be the new 70: Old‐age mortality postponement in the United States and its likely effect on the finances of the OASI program pp. 381-412

David McCarthy

Did Marketplace coverage really offer financial protection? Financial gains from the Affordable Care Act's private insurance policies among the previously uninsured pp. 413-427

Naomi Zewde

Does having insurance change individuals' self‐confidence? pp. 429-442

Raphael Guber, Martin Kocher and Joachim Winter

Wishart‐gamma random effects models with applications to nonlife insurance pp. 443-481

Michel Denuit and Yang Lu

An examination of life insurance policy surrender and loan activity pp. 483-516

Cassandra R. Cole and Stephen G. Fier

Volume 88, issue 1, 2021

Optimal social security claiming behavior under lump sum incentives: Theory and evidence pp. 5-27

Raimond Maurer, Olivia Mitchell, Ralph Rogalla and Tatjana Schimetschek

Medicaid coverage expansions and liability insurance pp. 29-51

Paul Heaton and Caleb Flint

Medicaid and long‐term care: The effects of penalizing strategic asset transfers pp. 53-77

Junhao Liu and Anita Mukherjee

Annuitization and aggregate mortality risk pp. 79-99

Torben M. Andersen and Marias H. Gestsson

Optimal annuitization with imperfect information about insolvency risk pp. 101-130

Hui Li, Seth Neumuller and Casey Rothschild

Guaranteed renewable life insurance under demand uncertainty pp. 131-159

Michael Hoy, Afrasiab Mirza and Asha Sadanand

The effect of information disclosure on demand for high‐load insurance pp. 161-193

Marc A. Ragin, Benjamin Collier and Johannes G. Jaspersen

Stochastic loss reserving: A new perspective from a Dirichlet model pp. 195-230

Karthik Sriram and Peng Shi

Simultaneous borrowing of information across space and time for pricing insurance contracts: An application to rating crop insurance policies pp. 231-257

Yong Liu and Alan P. Ker