The Report of the President's Commission on Housing

Kent W. Colton

Real Estate Economics, 1983, vol. 11, issue 2, 133-165

Abstract: The system of housing finance in the United States is undergoing a period of rapid transition, and many of the nation's housing problems over the last few years have related to the financing of housing. High interest rates stymied housing demand, and inflation and unprecedented movements in interest rates placed serious strains on the system of financial intermediation that successfully provided mortgage credit in the country for more than forty years. This paper discusses some of the recommendations of the President's Commission on Housing which were intended to provide a framework to assist policy makers as the nation moves toward a broader‐based, more resilient system to supply funds for housing in the future. Although the paper briefly outlines the Commission's recommendations and reviews the record regarding implementation, the primary focus is on examining the future dimensions of the nation's housing finance system.

Date: 1983
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