Does FCS Association Size Affect Credit Availability?

Charles Dodson and Marvin Duncan

Journal of Agricultural and Applied Economics, 1999, vol. 31, issue 2, 229-239

Abstract: An analysis of the characteristics of farm businesses by size of FCS direct lending association suggests that further consolidation of FCS lending should have limited negative impacts on credit availability. Commercial-sized farm businesses with FCS real estate debt appeared similar to those who obtained credit from competing lenders, but smaller associations and those with fewer stockholders per branch appeared to serve larger and more wealthy commercial-sized farms.

Date: 1999
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