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Private Credit Markets in Paris, 1690–1840

Philip Hoffman, Gilles Postel-Vinay and Jean-Laurent Rosenthal

The Journal of Economic History, 1992, vol. 52, issue 2, 293-306

Abstract: Relying on a large sample of private and public loan contracts taken from Parisian notarial records, this article examines the private borrowers and lenders who participated in the credit market between 1690 and 1840. It explains the important role notaries played in the market, describes the types of loans available to borrowers and lenders, stresses the importance of the life cycle in explaining the recourse to indebtedness, and ends with a discussion of the difficulties lenders had in assessing creditworthiness.

Date: 1992
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