THE CREDITING ACTIVITY IN THE PRESENT SOCIAL AND ECONOMIC CONTEXT

Laura-Ana Baragan, Bogdan George Ionita and Florina-Oana Virlanuta ()
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Laura-Ana Baragan: Dunarea de Jos University of Galati, Romania
Bogdan George Ionita: Dunarea de Jos University of Galati, Romania
Florina-Oana Virlanuta: Dunarea de Jos University of Galati, Romania

Risk in Contemporary Economy, 2015, 541-548

Abstract: This article is a summary of key elements that characterize the bank loan, which has noted an extensive development both in the West and in our country, which prompted us to address this issue, "The crediting activity in the current socio-economic context" considering that it is a subject that affects us all even if we are not players in the banking market. I chose this theme considering the fact that the market economy can not function without loans, the bank taking care to ensure, through credit, general economic equilibrium.

Keywords: market economy; banks; non-performant loans; consumer loans; housing loans; interest evolution dynamics (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:ddj:fserec:y:2015:p:541-548

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